Dave

Renaissance Global Markets Fund

Since taking over this fund in 2006, David Winters has done a good job for investors in this go anywhere global equity fund. As of December 31, 2011, the five year return was a loss of 1.5% per year, which while disappointing in isolation, is strong on a relative basis, outpacing not only the MSCI World Index, but finishing firmly in the top quartile. Even more impressive is that the fund has delivered this level of outperformance with a level of volatility that is significantly lower than the category average.

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TD International Index Fund

This is a fund that is meant for mutual fund investors who are seeking a low cost way to gain exposure to the international equity markets. It is designed to track the Morgan Stanley Capital International Europe, Australasia and Far East Index less management fees. Because of this, the fund will have no exposure to U.S. or Canadian based companies.

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TD U.S. Index Fund

This is a fund that is meant for mutual fund investors who are seeking a low cost way to gain exposure to the U.S. equity market. It is designed to track the S&P 500 Index less management fees.

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TD Canadian Index Fund

For mutual fund investors who are seeking a low cost way to gain exposure to Canadian equities, this fund is a great choice. It is designed to track the S&P/TSX Composite Index less management fees.

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Top Funds Report – January 2012

After posting strong gains in 2009 and 2010, equity markets went on a wild ride in 2011 as global uncertainty was driven to new heights. Equity markets paid the price for this uncertainty with the S&P/TSX Composite Index dropping nearly 9% on the year. Most other markets experienced similar losses. The exception was theU.S.which rose by 5%,

Given the volatility, it is not surprising that the traditional safe haven investments of gold and fixed income investments performed very well in 2011. The DEX Universe Bond Index rose by 9.7% for the year, while gold jumped more than 10% in U.S. dollar terms.

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